/*
Theme Name: PublicCash
Theme URI: https://www.publiccashservices.ca/
Author: Public Cash Services
Description: Custom theme for publiccashservices.ca — an independent Canadian payday-loan comparison and information site. Orange and white, expressive type, motion that respects reduced-motion settings.
Version: 1.0.0
Requires at least: 6.5
Requires PHP: 8.0
Text Domain: publiccash
*/

/* ---------- Tokens ---------- */
:root{
	--o:#FF6B1A;            /* brand orange — always paired with ink text (7.6:1) */
	--o-deep:#B93C06;       /* orange for text and links on white (5.6:1) */
	--o-soft:#FFE4CF;
	--cream:#FFF6EC;
	--white:#fff;
	--ink:#1C130D;
	--mute:#66564A;
	--line:#EBD8C6;
	--ok:#0F6B46;
	--ok-soft:#DDF3E8;
	--warn-soft:#FFF1B8;
	--r:20px;
	--shadow:6px 6px 0 var(--ink);
	--display:"Bricolage Grotesque","Arial Narrow",system-ui,sans-serif;
	--body:"Onest",system-ui,-apple-system,"Segoe UI",sans-serif;
	--wrap:1180px;
}
*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}
html{overflow-x:clip;scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font:400 1.0625rem/1.65 var(--body);color:var(--ink);background:var(--white);overflow-x:hidden}
img,svg{max-width:100%;height:auto}
a{color:var(--o-deep);text-underline-offset:.18em}
a:hover{color:var(--ink)}
h1,h2,h3{font-family:var(--display);line-height:1.04;letter-spacing:-.025em;margin:0 0 .5em;font-weight:800;text-wrap:balance}
h1{font-size:clamp(2.5rem,6.4vw,4.75rem)}
h2{font-size:clamp(1.8rem,3.6vw,2.9rem)}
h3,.h3{font-size:1.3rem;letter-spacing:-.015em;line-height:1.2}
p{margin:0 0 1em}
:focus-visible{outline:3px solid var(--ink);outline-offset:3px;border-radius:6px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:#fff;padding:.8rem 1.2rem;z-index:99}
.skip:focus{left:0}
.wrap{width:min(100% - 2.5rem,var(--wrap));margin-inline:auto}
.narrow{max-width:780px;margin-inline:auto}
.center{text-align:center;margin-top:2rem}
.eyebrow{font:700 .78rem/1 var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--o-deep);margin:0 0 1rem}
.link-arrow{font-weight:700;color:var(--ink);text-decoration:none;border-bottom:3px solid var(--o)}
.link-arrow:hover{background:var(--o)}
.link-btn{background:none;border:0;padding:0;font:inherit;color:var(--o-deep);text-decoration:underline;cursor:pointer}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;min-height:52px;padding:.8rem 1.5rem;border:2.5px solid var(--ink);border-radius:999px;font:700 1rem/1.1 var(--body);text-decoration:none;cursor:pointer;color:var(--ink);background:var(--white);transition:transform .18s cubic-bezier(.2,.9,.3,1.4),box-shadow .18s,background .18s}
.btn span[aria-hidden]{transition:transform .2s}
.btn:hover span[aria-hidden]{transform:translateX(4px)}
.btn--go{background:var(--o);box-shadow:var(--shadow)}
.btn--go:hover{transform:translate(-2px,-2px);box-shadow:9px 9px 0 var(--ink);color:var(--ink)}
.btn--go:active{transform:translate(4px,4px);box-shadow:1px 1px 0 var(--ink)}
.btn--ink{background:var(--ink);color:#fff}
.btn--ink:hover{background:var(--o);color:var(--ink)}
.btn--ghost:hover{background:var(--o-soft);color:var(--ink)}
.btn--sm{min-height:44px;padding:.5rem 1.05rem;font-size:.92rem;box-shadow:none}
.btn--go.btn--sm{box-shadow:4px 4px 0 var(--ink)}
.btn--lg{min-height:64px;padding:1rem 2.2rem;font-size:1.2rem}
.btn--block{width:100%}

/* ---------- Header ---------- */
.topnote{margin:0;padding:.55rem 1.25rem;background:var(--ink);color:#F3E6DA;font-size:.8rem;line-height:1.45;text-align:center}
.topnote a{color:#FFB37E}
.topnote__tag{display:inline-block;background:var(--o);color:var(--ink);font-weight:700;border-radius:99px;padding:0 .55rem;margin-right:.35rem;font-size:.7rem;letter-spacing:.06em;text-transform:uppercase}
.site-head{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:2.5px solid var(--ink)}
.site-head__in{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:72px}
.logo{display:flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--ink)}
.logo__img{max-height:48px;width:auto}
.logo__coin{width:42px;height:42px;border-radius:50%;background:var(--o);border:2.5px solid var(--ink);display:grid;place-items:center;font:800 1.2rem var(--display);animation:flip 7s ease-in-out infinite}
.logo__coin i{font-style:normal}
.logo__txt{font:800 1.4rem/1 var(--display);letter-spacing:-.04em}
.logo__txt b{color:var(--o-deep)}
.logo__txt small{display:block;font:600 .62rem/1.2 var(--body);letter-spacing:.16em;text-transform:uppercase;color:var(--mute);margin-top:3px}
@keyframes flip{0%,82%,100%{transform:rotateY(0)}91%{transform:rotateY(180deg)}}
.nav{display:flex;align-items:center;gap:1.5rem}
.nav__list{display:flex;gap:1.4rem;list-style:none;margin:0;padding:0}
.nav__list a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.96rem;padding:.4rem 0;background:linear-gradient(var(--o),var(--o)) 0 100%/0 3px no-repeat;transition:background-size .25s}
.nav__list a:hover,.nav__list .current-menu-item a{background-size:100% 3px}
.burger{display:none;width:48px;height:48px;border:2.5px solid var(--ink);border-radius:12px;background:var(--white);cursor:pointer;padding:11px 10px}
.burger i{display:block;height:3px;background:var(--ink);border-radius:2px;margin-bottom:5px;transition:transform .25s,opacity .25s}
.burger[aria-expanded=true] i:nth-of-type(1){transform:translateY(8px) rotate(45deg)}
.burger[aria-expanded=true] i:nth-of-type(2){opacity:0}
.burger[aria-expanded=true] i:nth-of-type(3){transform:translateY(-8px) rotate(-45deg)}

/* ---------- Hero ---------- */
.hero{position:relative;overflow:hidden;padding:clamp(2.5rem,6vw,5.5rem) 0 clamp(3rem,6vw,5rem);background:var(--white)}
.hero__sun{position:absolute;right:-14vw;top:-22vw;width:62vw;height:62vw;max-width:900px;max-height:900px;border-radius:50%;background:radial-gradient(circle at 35% 40%,#FF9A4D 0,var(--o) 55%,#F25A00 100%);animation:breathe 9s ease-in-out infinite}
@keyframes breathe{50%{transform:scale(1.06) translate(-1.5%,1.5%)}}
.hero__ring{position:absolute;left:44%;bottom:-70px;width:210px;animation:spin 26s linear infinite;z-index:1}
.hero__ring text{font:700 13.5px var(--body);letter-spacing:.16em;fill:var(--ink)}
@keyframes spin{to{transform:rotate(360deg)}}
.hero__in{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,1.25fr) minmax(320px,.8fr);gap:clamp(2rem,5vw,4.5rem);align-items:center}
.hero__lede{font-size:1.18rem;max-width:36rem;color:#3A2C22}
.swap{display:inline-grid;vertical-align:bottom;color:var(--o-deep);overflow:hidden;height:1.06em}
.swap b{grid-area:1/1;font-weight:800;transform:translateY(110%);animation:swap 7.5s cubic-bezier(.7,0,.2,1) infinite}
.swap b:nth-child(2){animation-delay:2.5s}.swap b:nth-child(3){animation-delay:5s}
@keyframes swap{0%{transform:translateY(110%)}6%,33%{transform:translateY(0)}39%,100%{transform:translateY(-110%)}}
.hero__ticks{list-style:none;padding:0;margin:1.5rem 0 0;display:grid;gap:.5rem;font-weight:600}
.hero__ticks li{padding-left:2rem;position:relative}
.hero__ticks li::before{content:"";position:absolute;left:0;top:.28em;width:1.15rem;height:1.15rem;border-radius:50%;background:var(--o);border:2px solid var(--ink)}
.hero__ticks li::after{content:"";position:absolute;left:.4rem;top:.52em;width:.35rem;height:.6rem;border:solid var(--ink);border-width:0 2.5px 2.5px 0;transform:rotate(40deg) translateY(-2px)}
.picker{background:var(--white);border:2.5px solid var(--ink);border-radius:28px;padding:1.75rem;box-shadow:10px 10px 0 var(--ink);display:grid;gap:1rem;transform:rotate(1.2deg);transition:transform .4s cubic-bezier(.2,.9,.3,1.3)}
.picker:hover,.picker:focus-within{transform:rotate(0)}
.picker h2{font-size:1.55rem;margin:0}
.picker__note{font-size:.8rem;color:var(--mute);margin:0;line-height:1.5}

/* ---------- Fields ---------- */
.fld{display:grid;gap:.35rem;min-width:0}
.fld label,.fld legend{font-weight:700;font-size:.95rem;padding:0}
.fld fieldset{border:0;margin:0;padding:0;min-width:0}
.fld legend{margin-bottom:.6rem}
.fld input:not([type=radio]):not([type=checkbox]):not([type=range]),.fld select,.searchform input{width:100%;min-height:54px;padding:.7rem 1rem;border:2.5px solid var(--ink);border-radius:14px;font:500 1.05rem var(--body);color:var(--ink);background:var(--white);appearance:none}
.fld select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='9'%3E%3Cpath d='M1 1l6 6 6-6' fill='none' stroke='%231C130D' stroke-width='2.5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 1rem center;padding-right:2.6rem}
.fld input:focus,.fld select:focus{outline:0;box-shadow:0 0 0 4px var(--o)}
.fld input[type=range]{width:100%;accent-color:var(--o-deep);height:44px}
.fld output{float:right;font:800 1.3rem var(--display)}
.hint{color:var(--mute);font-size:.82rem}
.opt{font-style:normal;font-weight:500;color:var(--mute);font-size:.78rem;margin-left:.3rem}
.err{color:#A1260D;font-weight:600;font-size:.88rem;margin:0;min-height:0}
.fld.bad input,.fld.bad select{border-color:#A1260D;background:#FFF3EF}

/* ---------- Ticker ---------- */
.ticker{background:var(--o);border-block:2.5px solid var(--ink);overflow:hidden;transform:rotate(-1deg) scale(1.02);margin-block:-.4rem 0;position:relative;z-index:3}
.ticker__track{display:flex;width:max-content;animation:marq 38s linear infinite}
.ticker:hover .ticker__track{animation-play-state:paused}
.ticker span{font:700 1.05rem var(--display);padding:.8rem 1.6rem;white-space:nowrap}
.ticker span::after{content:"✺";margin-left:3.2rem}
@keyframes marq{to{transform:translateX(-50%)}}

/* ---------- Sections ---------- */
.sec{padding:clamp(3.5rem,8vw,6.5rem) 0}
.sec--cream{background:var(--cream)}
.sec--ink{background:var(--ink);color:#fff}
.sec--ink .eyebrow{color:#FFB37E}
.sec--ink p{color:#E9DACC}
.sec--orange{background:var(--o)}
.sec--orange .eyebrow{color:var(--ink)}
.sec__head{max-width:46rem;margin-bottom:2.5rem}
.sec__head p:last-child{color:var(--mute);font-size:1.1rem}
.sec h2+.rules,.sec .wrap>h2{margin-top:2.5rem}
.h-xl{font-size:clamp(2.1rem,5.4vw,4.2rem);max-width:18ch}
.squig{position:relative;white-space:nowrap}
.squig::after{content:"";position:absolute;left:-2%;right:-2%;bottom:-.14em;height:.32em;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 120 12' preserveAspectRatio='none'%3E%3Cpath d='M2 8c10-8 18 6 29 0s18-6 29 0 18 6 29 0 18-6 29 0' fill='none' stroke='%23FF6B1A' stroke-width='4' stroke-linecap='round'/%3E%3C/svg%3E") center/100% 100% no-repeat;clip-path:inset(0 100% 0 0);transition:clip-path 1s .3s ease-out}
.in .squig::after,.no-js .squig::after{clip-path:inset(0)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2rem,5vw,4rem);align-items:center}

.trust__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-top:3rem}
.trust__grid article{border-top:2.5px solid var(--ink);padding-top:1.2rem}
.num{font:800 3.6rem/1 var(--display);color:transparent;-webkit-text-stroke:2px var(--o);display:block;margin-bottom:.6rem}

.tiles{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:1rem}
.tile{position:relative;display:grid;align-content:end;min-height:170px;padding:1.2rem;border:2.5px solid var(--ink);border-radius:var(--r);text-decoration:none;color:var(--ink);overflow:hidden;background:var(--white);transition:transform .25s cubic-bezier(.2,.9,.3,1.4),box-shadow .25s}
.tile::before{content:"";position:absolute;inset:auto -20% -120% -20%;height:120%;background:var(--o);border-radius:50% 50% 0 0;transition:bottom .45s cubic-bezier(.6,0,.2,1)}
.tile:hover::before,.tile:focus-visible::before{bottom:-10%}
.tile:hover{transform:translateY(-6px) rotate(-1deg);box-shadow:var(--shadow)}
.tile>*{position:relative}
.tile__code{position:absolute!important;top:.4rem;right:.9rem;font:800 4.2rem/1 var(--display);color:var(--o-soft);transition:color .3s}
.tile:hover .tile__code{color:var(--ink)}
.tile__name{font:800 1.3rem/1.1 var(--display)}
.tile__meta{font-size:.85rem;font-weight:600;color:var(--mute)}
.tile:hover .tile__meta{color:var(--ink)}

.chipsline{list-style:none;padding:0;margin:0 0 1rem;display:flex;flex-wrap:wrap;gap:.6rem}
.chipsline a,.chipsline span{display:inline-flex;align-items:center;min-height:46px;padding:.4rem 1.15rem;border:2.5px solid var(--ink);border-radius:999px;background:var(--white);color:var(--ink);text-decoration:none;font-weight:600;transition:background .2s,transform .2s}
.chipsline a:hover{background:var(--o);transform:translateY(-3px) rotate(-2deg)}
.chipsline .more{background:var(--ink);color:#fff}
.chipsline .more:hover{color:var(--ink)}
.chipsline--plain span,.chipsline span{border-style:dashed;border-color:var(--mute);color:var(--mute)}

/* ---------- Lender cards ---------- */
.lgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:1.5rem}
.lcard{position:relative;display:flex;flex-direction:column;gap:.9rem;padding:1.4rem;border:2.5px solid var(--ink);border-radius:var(--r);background:var(--white);transition:box-shadow .25s,transform .25s}
.lcard:hover{box-shadow:var(--shadow);transform:translate(-3px,-3px)}
.lcard--paid{background:linear-gradient(var(--cream),var(--white) 40%)}
.lcard__flag{align-self:flex-start;font-size:.7rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;background:var(--warn-soft);border:1.5px solid var(--ink);border-radius:6px;padding:.15rem .5rem;font-style:normal}
.lcard__flag--inline{display:inline-block;margin:0 0 .5rem}
.lcard__top{display:flex;gap:.9rem;align-items:center}
.lcard__logo{flex:none;width:64px;height:64px;border-radius:16px;border:2.5px solid var(--ink);display:grid;place-items:center;background:var(--o-soft);overflow:hidden;font:800 1.7rem var(--display)}
.lcard__logo img{object-fit:contain;width:100%;height:100%;background:#fff;padding:6px}
.lcard__logo--lg{width:104px;height:104px;border-radius:24px;font-size:2.6rem}
.lcard__name{margin:0 0 .3rem}
.lcard__name a{color:var(--ink);text-decoration:none}
.lcard__name a:hover{text-decoration:underline;text-decoration-color:var(--o);text-decoration-thickness:3px}
.lcard__desc{color:var(--mute);margin:0;font-size:.97rem}
.lcard__note{font-size:.74rem;color:var(--mute);margin:0;line-height:1.45}
.lside__cost--sm{font-size:1.5rem!important;line-height:1.15!important}
.applypage__dis--from{background:var(--warn-soft)}
.lcard__foot{display:flex;flex-wrap:wrap;gap:.5rem;margin-top:auto}
.tag{display:inline-flex;align-items:center;gap:.3rem;font-size:.76rem;font-weight:700;padding:.2rem .6rem;border-radius:99px;background:#F1E9E2;margin:0 .3rem .3rem 0}
.tag--ok{background:var(--ok-soft);color:var(--ok)}
.tag--ok::before{content:"✓"}
.tag--warn{background:var(--warn-soft)}
.tag--o{background:var(--o-soft);font-style:normal}
.facts{display:grid;grid-template-columns:1fr 1fr;gap:.1rem 1rem;margin:0;border-top:2px dashed var(--line);padding-top:.8rem}
.facts div{padding:.3rem 0}
.facts dt{font-size:.74rem;text-transform:uppercase;letter-spacing:.08em;color:var(--mute);font-weight:600}
.facts dd{margin:0;font-weight:700}
.facts--big{grid-template-columns:repeat(auto-fill,minmax(230px,1fr));border:2.5px solid var(--ink);border-radius:var(--r);padding:1rem 1.4rem;background:var(--cream)}
.facts--big dd{font-size:1.1rem}
.empty{border:2.5px dashed var(--ink);border-radius:var(--r);padding:2rem;background:var(--cream);max-width:46rem}

/* ---------- Comparison preview ---------- */
.mini{background:var(--white);color:var(--ink);border-radius:var(--r);padding:1.2rem;transform:rotate(-2deg);box-shadow:10px 10px 0 var(--o)}
.mini__row{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:.5rem;padding:.7rem .4rem;border-bottom:2px dashed var(--line);font-weight:600}
.mini__row--h{font:800 1rem var(--display);border-bottom:2.5px solid var(--ink)}
.mini__row span:first-child{color:var(--mute);font-weight:500}
.mini .ok{color:var(--ok)}
.mini p{font-size:.75rem;color:var(--mute)!important;margin:.7rem .4rem 0}

/* ---------- Calculator ---------- */
.calc{display:grid;grid-template-columns:1.1fr .9fr;gap:2rem;align-items:start;margin-bottom:2rem}
.calc__in{display:grid;gap:1.3rem;padding:1.75rem;border:2.5px solid var(--ink);border-radius:28px;background:var(--white)}
.calc__row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.receipt{background:var(--cream);border:2.5px solid var(--ink);padding:1.75rem 1.75rem 2.2rem;position:relative;transform:rotate(1.2deg);--z:linear-gradient(135deg,transparent 33%,var(--white) 33% 66%,transparent 66%);-webkit-mask:linear-gradient(#000,#000) top/100% calc(100% - 12px) no-repeat,conic-gradient(from -45deg at bottom,#0000,#000 1deg 89deg,#0000 90deg) bottom/24px 12px repeat-x;mask:linear-gradient(#000,#000) top/100% calc(100% - 12px) no-repeat,conic-gradient(from -45deg at bottom,#0000,#000 1deg 89deg,#0000 90deg) bottom/24px 12px repeat-x;border-bottom:0}
.receipt__head{font:700 .78rem var(--body);letter-spacing:.14em;text-transform:uppercase;border-bottom:2.5px solid var(--ink);padding-bottom:.8rem;display:flex;justify-content:space-between;gap:1rem}
.receipt dl{margin:0 0 1rem}
.receipt dl div{display:flex;justify-content:space-between;gap:1rem;padding:.65rem 0;border-bottom:2px dashed var(--line)}
.receipt dd{margin:0;font-weight:700;font-variant-numeric:tabular-nums}
.receipt__total{border-bottom:0!important;align-items:baseline}
.receipt__total dt{font-weight:700}
.receipt__total dd{font:800 2.6rem/1 var(--display);color:var(--o-deep)}
.receipt__note{font-size:.84rem;background:var(--warn-soft);border-left:5px solid var(--ink);padding:.7rem .9rem}
.bump{animation:bump .35s}
@keyframes bump{40%{transform:scale(1.12)}}

/* ---------- Steps / alternatives / rights ---------- */
.steps{list-style:none;counter-reset:s;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:1.25rem}
.steps li{counter-increment:s;background:var(--white);border:2.5px solid var(--ink);border-radius:var(--r);padding:4.2rem 1.3rem 1.3rem;position:relative}
.steps li::before{content:counter(s);position:absolute;top:-1.1rem;left:1.1rem;width:4rem;height:4rem;border-radius:50%;background:var(--o);border:2.5px solid var(--ink);display:grid;place-items:center;font:800 1.8rem var(--display)}
.steps li:nth-child(even){transform:translateY(1.5rem)}
.alts{display:grid;grid-template-columns:repeat(4,1fr);gap:1.25rem}
.alts article{border:2.5px solid var(--ink);border-radius:var(--r);padding:1.4rem;background:var(--white);transition:transform .25s,background .25s}
.alts article:hover{background:var(--o-soft);transform:rotate(-1.5deg)}
.alts b{display:block;font:800 2.8rem/1 var(--display);color:var(--o-deep);margin-bottom:.7rem}
.alts--local{grid-template-columns:repeat(auto-fill,minmax(250px,1fr));margin-bottom:2rem}
.rights{list-style:none;padding:0;margin:0;display:grid;gap:.7rem}
.rights li{background:var(--white);border:2.5px solid var(--ink);border-radius:14px;padding:.9rem 1.2rem;box-shadow:4px 4px 0 var(--ink)}
.rights li:nth-child(odd){transform:rotate(-.6deg)}
.rights--light li{box-shadow:none;transform:none!important;background:var(--cream)}

.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(290px,1fr));gap:1.5rem}
.card{position:relative;border:2.5px solid var(--ink);border-radius:var(--r);padding:1.6rem;background:var(--white);transition:transform .25s,box-shadow .25s}
.card:hover{transform:translate(-3px,-3px);box-shadow:var(--shadow)}
.card a{color:var(--ink);text-decoration:none}
.card a::after{content:"";position:absolute;inset:0}
.card p{color:var(--mute)}

/* ---------- FAQ ---------- */
.faq{display:grid;gap:.8rem}
.faq__item{border:2.5px solid var(--ink);border-radius:18px;background:var(--white);overflow:hidden}
.faq__item summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:1rem;padding:1.1rem 1.3rem;font:700 1.12rem/1.3 var(--display);min-height:60px}
.faq__item summary::-webkit-details-marker{display:none}
.faq__item summary i{flex:none;width:34px;height:34px;border-radius:50%;background:var(--o);border:2.5px solid var(--ink);position:relative;transition:transform .3s}
.faq__item summary i::before,.faq__item summary i::after{content:"";position:absolute;inset:50% 22%;height:3px;margin-top:-1.5px;background:var(--ink)}
.faq__item summary i::after{transform:rotate(90deg);transition:transform .3s}
.faq__item[open] summary i{transform:rotate(180deg)}
.faq__item[open] summary i::after{transform:rotate(0)}
.faq__item[open]{background:var(--cream)}
.faq__a{padding:0 1.3rem 1.2rem}

/* ---------- Final CTA + footer ---------- */
.final{background:var(--o);padding:clamp(4rem,9vw,7.5rem) 0;text-align:center;border-block:2.5px solid var(--ink);position:relative;overflow:hidden}
.final::before,.final::after{content:"";position:absolute;width:340px;height:340px;border-radius:50%;border:2.5px solid var(--ink);opacity:.25;animation:breathe 8s infinite}
.final::before{left:-120px;top:-120px}.final::after{right:-140px;bottom:-160px;width:460px;height:460px}
.final h2{font-size:clamp(2.2rem,6vw,4.6rem);max-width:17ch;margin-inline:auto}
.final p{max-width:40rem;margin:0 auto 2rem;font-size:1.12rem;font-weight:500}
.final__small{font-size:.82rem!important;margin-top:1.4rem!important}
.site-foot{background:var(--ink);color:#E9DACC;padding:3.5rem 0 6rem;font-size:.95rem}
.site-foot a{color:#fff;text-decoration:none}
.site-foot a:hover{color:var(--o);text-decoration:underline}
.site-foot__big{font:800 clamp(1.5rem,4.6vw,3.6rem)/1.05 var(--display);letter-spacing:-.03em;color:var(--o);margin-bottom:3rem}
.site-foot__cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:2.5rem}
.site-foot h2{font:700 .78rem var(--body);letter-spacing:.14em;text-transform:uppercase;color:#FFB37E;margin-bottom:1rem}
.site-foot ul{list-style:none;padding:0;margin:0;display:grid;gap:.55rem}
.site-foot__brand{font:800 1.5rem var(--display);color:#fff;margin-bottom:.6rem}
.site-foot__brand b{color:var(--o)}
.site-foot .btn--go{color:var(--ink);box-shadow:5px 5px 0 #fff}
.site-foot__legal{margin-top:3rem;padding-top:1.5rem;border-top:1px solid #4A3A2E;font-size:.84rem;color:#CDBBAA}
.sticky-cta{display:none}
.sticky-cta .btn{white-space:nowrap;flex:none}
.tray{position:fixed;left:50%;bottom:1rem;transform:translateX(-50%);z-index:60;display:flex;align-items:center;gap:.8rem;background:var(--white);border:2.5px solid var(--ink);border-radius:999px;padding:.5rem .6rem .5rem 1.2rem;box-shadow:var(--shadow);font-weight:600;max-width:calc(100% - 1.5rem)}
.tray[hidden]{display:none}
.tray__clear{background:none;border:0;text-decoration:underline;cursor:pointer;font:inherit;min-height:44px;padding:0 .6rem}

/* ---------- Inner pages ---------- */
.phead{background:var(--cream);border-bottom:2.5px solid var(--ink);padding:2rem 0 2.5rem;position:relative;overflow:hidden}
.phead::after{content:"";position:absolute;right:-90px;top:-90px;width:300px;height:300px;border-radius:50%;background:var(--o);animation:breathe 9s infinite}
.phead .wrap{position:relative;z-index:1}
.phead h1{font-size:clamp(2.1rem,5vw,3.6rem);max-width:20ch}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:.4rem;padding:0;margin:0 0 1.4rem;font-size:.86rem}
.crumbs li+li::before{content:"/";margin-right:.4rem;color:var(--mute)}
.crumbs a{color:var(--ink)}
.answer{font-size:1.16rem;max-width:44rem;background:var(--white);border:2.5px solid var(--ink);border-left-width:10px;border-left-color:var(--o);border-radius:14px;padding:1rem 1.2rem;margin-top:1.2rem}
.reviewed{font-size:.86rem;color:var(--mute);margin:0;display:flex;align-items:center;gap:.5rem}
.reviewed .dot{width:.6rem;height:.6rem;border-radius:50%;background:var(--ok);box-shadow:0 0 0 0 rgba(15,107,70,.5);animation:pulse 2.4s infinite}
@keyframes pulse{70%{box-shadow:0 0 0 9px rgba(15,107,70,0)}}
.prose{padding-block:2.5rem}
.sec .prose{padding-block:1rem}
.prose h2{font-size:clamp(1.5rem,2.8vw,2.1rem);margin-top:2.2rem}
.prose .lead{font-size:1.2rem}
.prose li{margin-bottom:.45rem}
.prose dt{font-weight:700;margin-top:.9rem}
.prose dd{margin:0 0 .4rem;padding-left:1rem;border-left:4px solid var(--o)}
.tablewrap{overflow-x:auto;border:2.5px solid var(--ink);border-radius:var(--r);margin:1.2rem 0;background:var(--white)}
.tbl{width:100%;border-collapse:collapse;font-size:.97rem}
.tbl caption{text-align:left;font:800 1.15rem var(--display);padding:1rem 1.2rem;background:var(--o);border-bottom:2.5px solid var(--ink)}
.tbl th,.tbl td{text-align:left;padding:.85rem 1.2rem;border-bottom:1.5px solid var(--line);vertical-align:top}
.tbl thead th{background:var(--ink);color:#fff;font-size:.82rem;letter-spacing:.06em;text-transform:uppercase}
.tbl tbody th{font-weight:700;width:30%;min-width:150px;background:var(--cream)}
.tbl tr:last-child>*{border-bottom:0}
.tbl--cmp thead th{position:sticky;top:0;background:var(--white);color:var(--ink);text-transform:none;letter-spacing:0;font:800 1.05rem var(--display);border-bottom:2.5px solid var(--ink);min-width:190px;z-index:2}
.tbl--cmp thead th a{color:var(--ink);text-decoration:none;display:grid;gap:.4rem}
.tbl--cmp thead img{max-height:44px;width:auto;object-fit:contain}
.tbl--cmp tbody th{position:sticky;left:0;z-index:1}
.cmp{max-height:80vh}
.src{font-size:.84rem;color:var(--mute)}
.warn{background:var(--warn-soft);border:2.5px solid var(--ink);border-radius:var(--r);padding:1.1rem 1.3rem;margin:2rem 0;background-image:repeating-linear-gradient(135deg,transparent 0 14px,rgba(28,19,13,.05) 14px 28px)}
.cta-box{background:var(--o);border:2.5px solid var(--ink);border-radius:28px;padding:2rem;box-shadow:var(--shadow);margin:2.5rem 0}
.cta-box h2{font-size:1.7rem;margin-top:0}
.cta-box .btn--go{background:var(--ink);color:#fff;box-shadow:none}
.related ul,.sources ul{padding-left:1.2rem}
.sources{border-top:2.5px solid var(--ink);margin-top:2.5rem}

.filters{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;padding:1.5rem;border:2.5px solid var(--ink);border-radius:28px;background:var(--cream);margin-bottom:1.5rem}
.fld--wide{grid-column:span 2}
.filters__go{display:flex;align-items:end;gap:1rem;grid-column:span 2}
.dir__count{font-weight:600;color:var(--mute)}
.lhead{display:flex;gap:1.5rem;align-items:flex-start}
.lhead h1{margin-bottom:.3em}
.lprofile{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:3rem;align-items:start}
.lside{position:sticky;top:96px;display:grid;gap:1.2rem}
.lside__box{border:2.5px solid var(--ink);border-radius:var(--r);padding:1.4rem;display:grid;gap:.8rem;background:var(--white);box-shadow:var(--shadow)}
.lside__box--alt{background:var(--o-soft);box-shadow:none}
.lside__cost{font:800 3rem/1 var(--display);margin:0}
.lside__cost small{display:block;font:600 .85rem var(--body);color:var(--mute);margin-top:.3rem}
.lside__dis{font-size:.78rem;color:var(--mute);margin:0}
.proscons{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem;margin:2rem 0}
.proscons>div{border:2.5px solid var(--ink);border-radius:var(--r);padding:1.2rem 1.4rem}
.proscons h2{font-size:1.25rem;margin-top:0}
.pros{background:var(--ok-soft)}.cons{background:var(--warn-soft)}
.map{border:2.5px dashed var(--ink);border-radius:var(--r);min-height:260px;display:grid;place-content:center;justify-items:center;gap:.8rem;text-align:center;padding:1.5rem;background:var(--cream) radial-gradient(var(--line) 1.5px,transparent 1.5px) 0 0/22px 22px;margin-bottom:2rem}
.map p{font-size:.84rem;color:var(--mute);max-width:30rem;margin:0}
.map iframe{width:100%;height:420px;border:0;border-radius:14px}
.searchform{display:flex;gap:.6rem;max-width:520px;margin:1.5rem auto}
.pagination{margin-top:2.5rem}
.nav-links{display:flex;gap:.5rem;flex-wrap:wrap}
.page-numbers{display:inline-grid;place-items:center;min-width:46px;height:46px;padding:0 .8rem;border:2.5px solid var(--ink);border-radius:999px;color:var(--ink);text-decoration:none;font-weight:700}
.page-numbers.current,.page-numbers:hover{background:var(--o)}
.nf__big{font:800 clamp(6rem,22vw,13rem)/1 var(--display);margin:0;letter-spacing:-.05em}
.nf__big span{display:inline-block;color:var(--o);animation:spin 6s linear infinite}

/* ---------- Application ---------- */
.applypage{background:var(--cream);padding:clamp(2rem,5vw,4rem) 0;position:relative;overflow:hidden}
.applypage::before{content:"";position:absolute;left:-180px;bottom:-220px;width:560px;height:560px;border-radius:50%;background:var(--o);animation:breathe 10s infinite}
.applypage__in{position:relative;display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(2rem,5vw,4rem);align-items:start}
.applypage__side{position:sticky;top:110px}
.applypage__side h1{font-size:clamp(2.1rem,4.6vw,3.5rem)}
.applypage__dis{font-size:.84rem;background:var(--white);border:2.5px solid var(--ink);border-radius:14px;padding:.9rem 1rem;margin-top:1.5rem}
.apply{background:var(--white);border:2.5px solid var(--ink);border-radius:28px;padding:clamp(1.25rem,3vw,2.25rem);box-shadow:10px 10px 0 var(--ink)}
.apply__bar{height:14px;border:2.5px solid var(--ink);border-radius:99px;overflow:hidden;background:var(--white)}
.apply__bar i{display:block;height:100%;width:16.6%;background:var(--o);background-image:repeating-linear-gradient(135deg,transparent 0 8px,rgba(28,19,13,.18) 8px 16px);transition:width .5s cubic-bezier(.6,0,.2,1);border-right:2.5px solid var(--ink)}
.apply__count{font-size:.82rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--mute);margin:.8rem 0 1.4rem}
.apply__step h2{font-size:clamp(1.7rem,3vw,2.3rem);margin-bottom:.2em}
.apply__step h2:focus{outline:0}
.apply__step:not([hidden]){animation:stepin .45s cubic-bezier(.2,.8,.2,1)}
@keyframes stepin{from{opacity:0;transform:translateX(26px)}}
.apply__lede{color:var(--mute)}
.apply__grid{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem 1rem}
.fld--choice,.fld[data-field=address],.fld[data-field=state],.fld[data-field=email]{grid-column:1/-1}
.chips{display:flex;flex-wrap:wrap;gap:.6rem}
.chip{position:relative;cursor:pointer}
.chip input{position:absolute;opacity:0;inset:0;cursor:pointer}
.chip span{display:inline-flex;align-items:center;min-height:50px;padding:.5rem 1.15rem;border:2.5px solid var(--ink);border-radius:999px;font-weight:600;background:var(--white);transition:background .15s,transform .2s cubic-bezier(.2,.9,.3,1.5),box-shadow .2s}
.chip:hover span{background:var(--o-soft)}
.chip input:checked+span{background:var(--o);box-shadow:4px 4px 0 var(--ink);transform:translate(-2px,-2px)}
.chip input:focus-visible+span{outline:3px solid var(--ink);outline-offset:3px}
.consent{background:var(--cream);border:2.5px solid var(--ink);border-radius:18px;padding:1.2rem;font-size:.95rem}
.check{display:grid;grid-template-columns:28px 1fr;gap:.8rem;align-items:start;margin:.9rem 0;cursor:pointer}
.check input{width:26px;height:26px;margin:.15rem 0 0;accent-color:var(--o-deep)}
.consent__small{font-size:.8rem;color:var(--mute);margin:0}
.hp{position:absolute;left:-9999px;height:0;overflow:hidden}
.apply__msg{background:#FFE9E2;border:2.5px solid #A1260D;border-radius:14px;padding:.9rem 1rem;margin-top:1rem;font-weight:600}
.apply__msg.ok{background:var(--ok-soft);border-color:var(--ok)}
.apply__nav{display:flex;justify-content:space-between;gap:1rem;margin-top:1.75rem}
.apply__nav .btn--go{margin-left:auto}
.apply__safe{font-size:.8rem;color:var(--mute);margin:1.2rem 0 0;text-align:center}
.apply.sending .js-send{opacity:.6;pointer-events:none}

/* ---------- Motion ---------- */
.js .reveal{opacity:0;transform:translateY(28px);transition:opacity .7s ease,transform .7s cubic-bezier(.2,.8,.2,1)}
.js .reveal.in{opacity:1;transform:none}
.js .steps .reveal.in:nth-child(even){transform:translateY(1.5rem)}
.js .rights.in li:nth-child(odd){transform:rotate(-.6deg)}
@media (prefers-reduced-motion:reduce){
	*,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}
	.js .reveal{opacity:1;transform:none}
	.swap b{transform:none;display:none}.swap b:first-child{display:block}
	.squig::after{clip-path:inset(0)}
}

/* ---------- Responsive ---------- */
@media (max-width:1020px){
	.hero__in,.split,.calc,.lprofile,.applypage__in{grid-template-columns:1fr}
	.applypage__side,.lside{position:static}
	.steps,.alts{grid-template-columns:1fr 1fr}
	.steps li:nth-child(even),.js .steps .reveal.in:nth-child(even){transform:none}
	.site-foot__cols{grid-template-columns:1fr 1fr}
	.filters{grid-template-columns:1fr 1fr}
	.hero__ring{display:none}
	.hero__sun{width:90vw;height:90vw;right:-40vw;top:-40vw;opacity:.9}
	.burger{display:block}
	.nav{position:absolute;top:100%;left:0;right:0;background:var(--white);border-bottom:2.5px solid var(--ink);flex-direction:column;align-items:stretch;padding:1rem 1.25rem 1.5rem;display:none}
	.nav.open{display:flex}
	.nav__list{flex-direction:column;gap:0}
	.nav__list a{display:block;padding:.9rem 0;border-bottom:1.5px solid var(--line);font-size:1.1rem}
}
@media (max-width:640px){
	body{font-size:1rem}
	.trust__grid,.steps,.alts,.proscons,.apply__grid,.calc__row,.site-foot__cols,.filters{grid-template-columns:1fr}
	.fld--wide,.filters__go{grid-column:auto}
	.picker,.receipt,.mini{transform:none}
	.lgrid{grid-template-columns:1fr}
	.lhead{flex-direction:column}
	.topnote{font-size:.72rem;text-align:left}
	.sticky-cta{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:50;align-items:center;justify-content:space-between;gap:.8rem;padding:.6rem 1rem calc(.6rem + env(safe-area-inset-bottom));background:var(--white);border-top:2.5px solid var(--ink);font-weight:700;font-size:.9rem}
	.tray{bottom:5rem}
	.tbl th,.tbl td{padding:.7rem .8rem}
	.apply__nav .btn{flex:1}
}