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Lender directory

Payday and online lenders serving Canadians

Search Canadian payday lenders by name, province or city, then filter by amount, funding speed, service type and licence status. Every listing shows the cost per $100, where the lender is licensed and when we last checked. Paid placements are labelled.

Lender name

Province

City

Loan amount

Funding speed

Online / in-store

Licence status

Loan term

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20 lenders listed. Not every Canadian lender appears here.

Money Mart

Licence numbers published

Money Mart is Canada’s largest storefront payday lender, with more than 360 locations plus online applications.

Cost per $100: $14
Up to: $1,500
Funding: Cash in store; online loans often within an hour (reported)
Serves: AB, BC, MB, NS, ON, PE, SK

“Get Started Now” opens our personal-loan request, handled by our lending partner — it is not an application to Money Mart.

Mr. Payday

Licence numbers published

Mr. Payday is an online payday lender licensed in Alberta, British Columbia and Ontario.

Cost per $100: $14
Up to: $1,500
Funding: —
Serves: AB, BC, ON

“Get Started Now” opens our personal-loan request, handled by our lending partner — it is not an application to Mr. Payday.

My Canada Payday

Licence numbers published

My Canada Payday is an online payday lender operated by Westrock Financial Ltd., lending up to $1,500 in six provinces.

Cost per $100: $14
Up to: $1,500
Funding: Interac e-Transfer, often the same day (reported)
Serves: AB, BC, MB, NS, ON, SK

“Get Started Now” opens our personal-loan request, handled by our lending partner — it is not an application to My Canada Payday.

PAY2DAY

Licence numbers published

PAY2DAY is an Ontario-based payday lender with more than 30 stores in Ontario and British Columbia and online lending in three provinces.

Cost per $100: $14
Up to: $1,500
Funding: e-Transfer within one to two hours once approved (reported)
Serves: BC, NS, ON

“Get Started Now” opens our personal-loan request, handled by our lending partner — it is not an application to PAY2DAY.

Speedy Cash

Licence numbers published

Speedy Cash is a storefront and online payday lender operating in Alberta, British Columbia, Saskatchewan and Nova Scotia.

Cost per $100: $14
Up to: $1,500
Funding: Between 30 minutes and one business day (reported)
Serves: AB, BC, NS, SK

“Get Started Now” opens our personal-loan request, handled by our lending partner — it is not an application to Speedy Cash.

Spring Financial

Installment loan · 35% APR cap applies

Spring Financial is a Vancouver-based online lender offering personal loans from $500 to $35,000 across Canada.

Rate: 9.99% to 34.95%
Up to: $35,000
Funding: Within about 24 hours (reported)
Serves: AB, BC, MB, NB, NL, NS, ON, PE, SK

“Get Started Now” opens our personal-loan request, handled by our lending partner — it is not an application to Spring Financial.

Venue Financial

Licence check pending

Venue Financial is a western Canadian payday lender serving Alberta, British Columbia and Saskatchewan, with loans from $50.

Cost per $100: $14
Up to: $1,500
Funding: —
Serves: AB, BC, SK

“Get Started Now” opens our personal-loan request, handled by our lending partner — it is not an application to Venue Financial.

Wagepay

Licence check pending

Wagepay is an online wage-advance lender that arrived in Canada in 2023 and lends against employment income in Alberta, BC and Ontario.

Cost per $100: $14
Up to: $1,500
Funding: e-Transfer within minutes of approval, 24/7 (reported)
Serves: AB, BC, ON

“Get Started Now” opens our personal-loan request, handled by our lending partner — it is not an application to Wagepay.

Loan terms, rates, fees, approval and availability are set by each licensed lender and depend on your province. Payday-loan rules differ by province — always confirm a lender’s licence with your provincial regulator before you borrow. Some listings are paid placements; see our Affiliate Disclosure.