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Terms of Use

Last reviewed by the Public Cash Services editorial team

By using publiccashservices.ca you agree to these terms. Please read them with our Privacy Policy and Affiliate Disclosure.

What this site is

Public Cash Services, operated by Public Cash Services, publishes information about short-term credit and lists lenders. It is not a lender, broker or financial adviser. It does not make credit decisions, set loan terms or collect payments.

Information, not advice

Content here is general information. It is not financial, legal or credit advice and does not consider your circumstances. Speak with a licensed professional or a non-profit credit counsellor before making a decision that affects your finances.

Accuracy

We work to keep rules, costs and lender details current and we show review dates, but regulations and lender terms change. Always confirm terms with the lender and check the lender’s licence with your provincial regulator. Calculator results are estimates.

Loans and third parties

Any loan is an agreement between you and the lender. Loan terms, rates, fees, approval and availability are set by each licensed lender and depend on your province. We are not responsible for the content, products or decisions of third-party sites we link to.

Eligibility and acceptable use

You must be a resident of Canada and the age of majority in your province to send a request. You agree to give accurate information and not to misuse, scrape or interfere with the site.

Liability

To the extent the law allows, the site is provided “as is” and we are not liable for losses arising from reliance on its content or from dealings with third parties. Nothing here limits rights you have under consumer-protection law.

Governing law

These terms are governed by the laws of the province in which the operator is established and the federal laws of Canada that apply there.

Contact

Questions about these terms: admin@publiccashservices.ca.

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