Public Cash Services is free to use. It is paid for by lenders and lending partners, and you should know exactly how.
How we are paid
- Affiliate links. When you click “Visit website” on some lender listings and go on to apply, the lender may pay us a commission. These links are marked as sponsored in the page code.
- Featured and sponsored listings. Lenders can pay for a more prominent position. Every paid position carries a “Featured — paid placement” or “Sponsored” label.
- Personal-loan requests. When you complete the form on our Get Started page, your request is passed to our lending partner and we may be paid for that referral.
- Display advertising. Some pages may carry clearly marked adverts.
What payment does not change
Payment does not change an editorial rating, the cost figures we publish, the licence status we report or the disadvantages we list. Unpaid lenders are listed on the same terms as paid ones.
What it means for you
You never pay us anything. Not every lender in Canada is listed here, and the order of results can be influenced by paid placement — use the sort options to order by cost, rating or name instead. Loan terms, rates, fees, approval and availability are set by each licensed lender and depend on your province.