This policy explains how information on Public Cash Services is researched, checked, corrected and kept separate from advertising.
Where do our facts come from?
Rules, cost caps and borrower rights are taken from provincial regulators, provincial legislation and the Financial Consumer Agency of Canada. Lender details come from the lender’s published terms and the provincial licence registry. Each page lists its sources and the date it was last reviewed.
How often is information reviewed?
- Province rule pages: every 90 days, and whenever a regulator announces a change.
- Lender licences: every 90 days against the public registry. A licence we cannot confirm is shown as “Licence check pending”, and outbound links are removed if a licence has lapsed.
- Articles: at least once a year.
How are editorial ratings set?
Ratings are out of five and are the opinion of our editorial team. They weigh licence standing (30%), cost transparency (25%), repayment flexibility (20%), complaint handling (15%) and clarity of terms (10%). They are not customer reviews and they do not predict whether you will be approved.
Advertising and independence
Featured and sponsored listings are sold separately from editorial work. Advertisers cannot edit a profile, change a rating or remove a disadvantage we have listed. “Best for” labels appear only when a stated fact supports them, and that fact is shown beside the label.
Language we do not use
We do not promise approval, describe any loan as “instant” or “guaranteed”, or suggest that a credit check will never happen. Lenders decide those things, and their policies differ.
Corrections
If something here is wrong or out of date, write to admin@publiccashservices.ca. We correct confirmed errors within two business days and note the change on the page.